

1. What does Reverse Mortgage Quotes Explained LLC do?
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We provide independent, educational reviews of your reverse mortgage quote.
We explain every fee, highlight important details, and help you understand what you’re being offered — without selling loans or working for any lender.
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2. Are you a lender or mortgage broker?
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No. We are not a lender, broker, or loan originator.
We do not negotiate loans, sell loans, take applications, or receive lender compensation.
We provide education only so you can make an informed decision.
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3. Will you tell me which lender to use?
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No. We do not recommend specific lenders.
We explain how your quote works and give you the tools to compare offers yourself.
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4. Can you help me lower my fees or rate?
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We don’t negotiate with lenders, but we teach you the right questions to ask, which may help you:
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reduce certain fees,
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request alternative rate options, or
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compare offers more effectively.
Many clients improve their terms simply by using the guidance we provide.
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5. What kind of documents do you need from me?
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Usually just:
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Your lender’s quote or loan estimate
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Any fee sheets or cost breakdowns
We do not need sensitive data like your Social Security number, Birthday etc.
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6. How long does the review take?
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Most reviews are completed within 8 hours once all documents are received.
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​7. What if I don’t understand something in my review?
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You can email or call us anytime.
We are happy to clarify or explain further at no extra charge.
Our goal is to make sure you feel confident and informed.
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8. Do you share my information with lenders or anyone else?
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No. We do not sell, share, or distribute your information.
Your documents are kept private and are only used for your educational review.
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10. Do you offer refunds?
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Payment is due only if our expertise helps you achieve savings greater than our $499 fee.